Friday, November 30, 2018

33 Reasons NOT to Start your own MLM (or Join a Start-up)


33 Reasons NOT to Start a MLM

(same reasons to not join a Start-up)


This is for those who like the IDEA of joining a start-up 

company (95% of which FAIL), but unfortunately never

seriously ask themselves, or an attorney, 


"What could possibly go wrong?"

Image result for kevin thompson mlm attorney

Kevin Thompson is an MLM attorney, proud  husband, father of four and a founding member of Thompson Burton PLLC. Named as one of the top 25 most influential people in direct sales, Kevin Thompson has extensive experience to help entrepreneurs launch their businesses on secure legal footing. Recently featured on Bloomberg TV and several national publications, Thompson is a thought-leader in the industry.


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Enjoy this educational post written by Kevin Thompson, and THINK about these points before you ever consider joining a start-up company:
Iwas speaking with a prospective client the other day about his MLM Startup and on his first question, he asked, “Are there any reasons why I should NOT start a network marketing business.”  

I thought it was a neat exercise.  He was clearly testing me to see if I could be objective.  After all, the MLM model is not a great fit for everyone.  

See below for 33 reasons why the model might not be the best for YOU as a means of distributing your product or service.  It’s ok to launch with some of these challenges.  But if the list stacks up high, exercise caution.

Product


1) Your margins are too low.  It's hard to run a legal compensation plan with anemic margins.

2) Your product is already a commodity. There's an equivalent in the marketplace with mass distribution and lower price points. If the main driver leading people to buy your product is the financial opportunity, it'll lead to trouble.

3) You're solving a problem in the marketplace that you're not personally experiencing. While you might think it's a cool product, you don't really understand your target audience.

4) Your business is a "Meatball Sundae."  Just because you like meatballs and you like ice cream, it's not a good idea to put the two together.  While your product is interesting and the MLM component is interesting, it might not be a great idea to combine the two.

5) Your product is dangerous.  The ingredients are so cutting edge, you have no idea of the long term consequences. After taking your pill, customers can't feel their fingers for three days. 

6) Your product story is uninspiring. Unless your product has unique properties with unique benefits, your distributors will choose to stay home instead of building their business. 

7) You don't own any proprietary rights to your product, leaving you vulnerable for rapid value erosion.  If a competitor can knock off your product and sell an equivalent at half the price, it places your distributors in a bad situation to make sales.

8: You've got a nifty pay plan with no product to sell. In this scenario, since you're not really passionate selling a particular product, the focus will clearly be on the pay plan.  It takes more than a token product to make a program legitimate. 9) You're inventing a new definition for "customer sale."  Instead of requiring that your distributors purchase inventory they can either use or sell to customers in a month, you're going to require that they purchase product and give it all away and conveniently count those "gifts" as customer sales.

9) You’re inventing a new definition for “customer sale.”  Instead of requiring that your distributors purchase inventory they can either use or sell to customers in a month, you’re going to require that they purchase product and give it all away and conveniently count those “gifts” as customer sales.

Management

10) You have not agreed on equity terms with your partners. Your partner thinks he's getting 50% while you think he's only worth 1%.  Get on the same page early.


11) You're an army of one. You need help!  Do you really plan on handling compliance, product development, marketing, customer support, media inquiries, logistics and accounting? There are easier ways to kill yourself. 

12) You gave your younger brother an executive role in the company, despite the fact that he's been unemployed for over five years and lives with mom.

13) You and your partners lack a good understanding of the MLM industry.  While you're intrigued with the concept, you've never worked at an MLM and/or built a sales force with an MLM pay plan.  If you all are not part of the tribe, it's going to be hard to attract top talent.  The old adage is true: "Dig your well before you're thirsty."

14) Your executive team is not "all in."  They're still working their day jobs, making it very difficult to do the massive work necessary to build a large company.  This can be cured with adequate funding to account for small salaries.

15) You don't want to be the "face" of the business.  You want to be the "person behind the curtain," creating the system and sipping on fruit drinks in Costa Rica while your distributors do the work.  The field needs more than a product to sell, they need a leader to follow. It's got to be you.

16) You cut a deal with a distributor that promised to deliver 5,000 new enrollees in the first 90 days of the business. He got equity before the launch with no vesting schedule and no restrictions. On day 91, he brought in 3 people, including himself. He still owns a piece of your business...forever.  This can cause problems in future rounds of fundraising. 16) You always wanted to be a world traveler.  Instead of stabilizing your business operations in North America, you're flipping the switch and opening up shop in all countries before honoring the formalities of doing business in those regions.  This leads to a substantial increase in risk.

Resources


17) You lack adequate funding. You've saved just enough to cover legal, software and pay plan consulting services. What happens when the skeleton is built, the money is gone and you've got another several months until you're profitable?

18) You have no capital allocated for compliance.

19) You have no capital allocated for intellectual property protection i.e. trademarks, trade secrets, patents, copyrights, etc.

20) You have no capital allocated for marketing.  While the field is responsible to tell the product story and closing sales, you've got to take the time to craft a brand worth sharing.

21) Where's your logo?  The name of your company in 16 point "Helvetica Bold" font is not considered a logo. If you're not working with a graphic designer, I like 99 Designs for this.

Operations


22) You're cutting corners on your software.  Just because you "know a guy" doesn't mean that you should hire him.  Programmers that are unfamiliar with the industry usually take the money up front, build something reminiscent of the 1994 dial-up days and disappear after the site implodes on day 3.  Understandably, the software can theoretically be built from scratch.  But is it worth the risk?

23) Due to the high-risk nature of your business, you've been approved by only one merchant account processor for credit cards.  If it goes down, you're out of business.

24) Congratulations.  After facing several rejections from reputable banks and merchant account processors, you've been approved.  Sadly, the processor wants you to deposit $250,000 into a "reserve" account in their bank in Nigeria.  They sent you the following message: "Pleese snd mony too r addrsses with Western Union."

25) You've setup your merchant account with PayPal because they make it easy and "people trust them."  Since PayPal has terminated all accounts associated with network marketing companies for violation of PayPal's Acceptable Use Policy, I strongly disagree that your business will be an exception.

Pay Plan


26) You just copied USANA's plan…and you didn't even bother changing the words.  I suspect you'll get a letter in the mail after you highlight your new "Gold Director" qualifiers.

27) People are required to join your business as distributors before purchasing product.  There's no customer option.

28) You're offering training bonuses.  In order to advance in the pay plan, your people need to be "certified" by paying a substantial fee. While your distributors are strongly insisting for this sort of bonus, it's not a good idea.

29) You did your own pay plan and you really lack the experience to craft a plan that's appealing for distributors and easily shareable.  Your plan for a 110% payout is really not a good idea.

30) You're not allocating enough revenue for operational costs.  While it's good to offer a generous payout, it's important to maintain enough cash to run solid operations.

31) Your pay plan is not generous enough. By a combination of weak margins and a flimsy math model, leaders will be more attracted to companies with a better ROE (Return on Effort). While they love your $5 widgets, they've got to sell a ton of those items before they can reap a decent return.

32) In order for your distributors to remain eligible for bonuses, they're required to purchase a requisite amount of product each month...this amount grossly exceeds what a reasonable person can sell and/or use in a given month. It's clearly a program that relies on inventory loading, which is indicative of a pyramid scheme.

33) Fast Start Bonuses are a big piece of your pay plan. And the money collected from the $300 enrollment fee is being used to fuel those bonuses. If you remove the FSB, the pay plan falls apart. And paying a bonus with enrollment dollars is illegal, which puts you in a tough spot.

Conclusion


I hope you found this article informative and somewhat entertaining.  The goal is to get you thinking through some of the details.  It's great to have an idea, but it takes more than an idea to build a great company.   You’re definitely encouraged to share your own reasons.  Speaking of reasons...there's one more reason why you should NOT start a MLM...

34)  Passion.  There's got to be more to your mission than just making money.  Unless you truly care about impacting lives in a positive direction, it's going to be near impossible to create the emotional connections necessary with the right people.  At the end of the day, it's about inspiring people to change their habits, thereby changing their lives.  If your PURPOSE is not in line with your BUSINESS objectives, save your money.  

Recorded Nov. 28, 2018, hear this 30 minute show at  Ray Gebauer Radio Show (weekly)  

Monday, November 19, 2018

Seven Reasons ANYONE Can Afford The True Health Care They Need



Seven Reasons ANYONE Can Afford The True Health Care They Need


By Ray Gebauer ~ Man on a Mission

Why doesn’t everyone drive a luxury car and live in a million dollar house?

It’s simply because they haven’t found a way to afford it--so they have to settle for less. But you or your friends don’t have to settle for less than the best when it comes to your health care and your health (medical insurance is NOT actual health care although it is often loosely referred to as “health care”). Would you want to settle for less? Why should you?

Everyone knows you pay more for getting the very best. You always pay more for quality. Just as a million dollar home or a luxury car is expensive upfront, our products appear to be expensive upfront. But here’s the bottom line—the most expensive product in the world is the one you really need but don’t get.

The fact is that if you KNOW that you really need something, and you really want it, don’t you always find a way to afford it? Of course you do!

So just how important is your health? On a scale from one to ten, ten being the highest, how highly do you value YOUR health—what number comes to your mind? I hope you gave yourself a ten, because that is what you deserve.

If you did not give yourself a ten, maybe you should visit a hospital or a cemetery to get a fresh perspective on the value of your health!

I say that the truth is that you really can afford the finest health care in the world, including the essential and critical life enriching nutrients that you really need. Think about it—can you really afford to NOT have them?

Here are SEVEN WAYS and REASONS why YOU can absolutely afford to be healthy, and so can all the people you care about:

1. Being healthy is affordable when you fully realize how much is at stake

2. Being healthy is affordable when you really realize what your health is worth

3. Being healthy is affordable when you realize the alternatives are MORE expensive

4. Being healthy is affordable when you realize you can reallocate misspent money

5. Being healthy is affordable when you let the government subsidize the cost

6. Being healthy is affordable when you adjust your medical insurance deductible

7. Being healthy is affordable when you realize you can get your “edible health insurance” products for “FREE” by  helping others get theirs for “FREE” (zero net cost)

REASON #1

REALIZE WHAT'S AT STAKE

Imagine someone holding your head under the water. In less than a minute, you forget about being nice, and do whatever it takes to get some oxygen, right? Why? Because you know that your life depends on it!

If you truly value your health, why not do whatever it takes to make sure you either get it back or maintain it, even if that means doing whatever it takes to afford the critical nutrients you need for your better health.

The famous Dr. Rayburne Goen, a vibrant 90+ year old retired Medical Doctor, stated publicly, that his supplements were so vital to his health, that if he had to sell his house to afford them, he would do it without hesitation!

Too much is at stake for you to do nothing. In the long run, doing nothing will cost you FAR more than taking care of your health now.

When you lose your health, don’t you think that you’ve lost more than you can really afford to lose?

If your car is totaled, you can just get another one—but if your body is totaled, then what?

Of course no food, even Healing White Gold (True Colostrum) can guarantee you perfect health; but considering what is at stake, isn’t it worth doing whatever it takes to live a healthy lifestyle, which includes getting all the essential and critical nutrients your body needs, that you get in Colostrum?


So the FIRST reason you can afford whatever you need is because when you realize what is really at stake, you WILL DO WHATEVER IT TAKES TO AFFORD THEM!

It is just like you KNOW that you would never let your children or parents die by starvation—you would do whatever it takes to make sure they were taken care of, right?

Why not have the same attitude toward yourself, your health and well being? (Besides, you don’t want to “starve” your cells of what they need either)!


REASON #2:

IS YOUR HEALTH WORTH $1 to $3 a DAY?

Do you spend money to insure THINGS? Most all of us do.

Many people are already spending $6-10 a day to insure their car and/or their house, which are replaceable. Don’t you think that investing $1-3 a day into “insuring” your personal health is maybe even a tad bit more important?

Where are you going to live when your body wears out?

The fact is that in our modern society…

              75% of Adult Americans are overweight and 33% are obese
              80% of people are already diabetic or pre-diabetic
              70% of people already have heart disease and 1600 DIE every day from it
              and strokes (1000/day, one per minute)
              50% of the time the first indication of a heart problem is a FATAL heart attack
              50% of people (adults and children) get cancer and 1500 DIE every day from it
              Cancer is undetectable for 90% of the time you have it, for up to 30 years
              Every THREE SECONDS, someon is diagnosed with Alzheimers Disease
              90% of all people die prematurely from some degenerative disease
              One million people per year die BECAUSE of the Medical System, making it the #1 
                cause of death, ahead of heart disease and cancer as causes of death (watch this 
                short but shocking video by Dr. Mercola at http://bit.ly/Jw1psZ)   
              16 Million people per year are injured BECAUSE of the Medical System

How do you feel about those odds?

Isn’t it true that if you do what most people do, you get what most people get?

Don’t you think it would be wise to do something more than most people are doing?


ARE YOU IN THE 3% GROUP OR THE 97% GROUP?

According to surveys of 154,000 adults by the Behavioral Risk Factor Surveillance System, ONLY 3% of Americans are practicing just four basic components of a healthy lifestyle: not smoking, eating five or more servings of fruits and vegetables daily, exercising at least 30 minutes a day five times a week, and live at a healthy weight (at or under 25 BMI—body mass index)

“I was quite surprised to see that only 3 percent of the U.S. population is abiding by these simple guidelines. I know I am following them. However, the vast majority of those in this country are exchanging convenience for their health --and paying a huge price in losing their health.”

Dr. Joseph Mercola


IS YOUR COVERAGE COMPLETE?

Would you settle for car insurance if it only covered you every other day?

Wouldn’t you INSIST on COMPLETE coverage?

Think about it—the medical insurance you have is not complete either. Even though it is commonly called “Health Insurance”, that is obviously deceptive—how does it actually insure or protect your health, any more than Life Insurance insures that you live or protects your life?

Medical Insurance merely gives you a partial reimbursement of medical costs—it merely protects you from having to bear the burden of all of the cost of medical procedures, but does it protect you from disease? Of course not.

In contrast, true health insurance is living a healthy lifestyle—this offers some actual real protection unlike medical insurance. For health insurance (lifestyle) to be complete, and actually protect and maintain your health, it must include providing all the essential nutrients your body needs. Just like your body needs oxygen, it needs other critical nutrients as well.

Isn’t complete “coverage” having both health and medical insurance? I choose to have both—what do you think is best for you?

I believe that I get far more value from true health insurance for far less money than I do from medical insurance, which I hope I will never use!


FULL DISCLOSURE—THE COST OF BEING SICK

In the book The Cost of Being Sick, it is predicted that medical insurance costs will become the “new mortgage”, predicted to exceed $1000 a month. Are you ready for that?

As part of choosing a healthy lifestyle, why not invest a few dollars each day into your personal “health insurance” by using Anovite Healing White Gold True Colostrum anti-aging products for only $1-3 a day? $3 a day is only 12.5 cents per hour! Aren't you worth at least that much? Isn't the health of the people you most care about worth that much?

WHAT IS YOUR PLAN?

Have you heard the old adage, “He who fails to plan, plans to fail”?

This is true also of your health. If you are passive, or casual, you will become a casualty.

How much do you value your health?

So the SECOND reason you can afford what you need is because it only costs you $1-3 a day, and I hope that you feel that YOU ARE WORTH IT! I think you are! Don’t you???


REASON #3

EXPENSIVE COMPARED TO WHAT?

Compared to a visit to the doctor or hospital, getting the essential nutrients your body needs is actually very inexpensive.

According to the University of California, Berkeley School of Public Health,

“90% of health problems can be dealt with at home, bypassing the cost of a visit to the doctor.”

Compared to the cost of missing a day of work, or a day in the hospital, or a funeral, paying a few dollars every day to get the essential nutrients you get in True Colostrum is very inexpensive.

Compared to a buying drugs (that are toxic and don't even address the real problem but only manage or cover up symptoms), Colostrum is very inexpensive (and totally safe). Here are some actual prices for drugs: Celebrex (100 mg) costs $130; Claritin (10 mg): $215; Lipitor (20 mg): $272; Prozac (20 mg): $247; ZithroLTS (600 mg): $1,482; Zocor (40 mg): $350; Zoloft (50 mg): $206. The average cost is $13.81 per day. Now that is expensive!

I invite you to watch The Drugs I Need, a 90 seconds, and very funny educational video clip at www.J.MP/THEDRUGSINEED  I’ve watched it dozens of times, and always have a good laugh!

Compared to the value from any other supplement that may be cheaper, that may give you between zero and a fraction of the results, Colostrum is VERY inexpensive.

Don’t you always pay a lot more for quality? A luxury car is more expensive than a cheap car, but don’t you get greater value? Besides, why put cheap stuff in a quality body (your body)? Is that a smart thing to do?

Would you build a new house with the cheapest materials you could buy? Don't you DESERVE the highest quality for your “temple”? Wouldn't you want your children or parents to have the best quality? So why not you?

What if improving your health with a healthy lifestyle (proper eating habits, exercise, excellent nutrition, etc.) increased your life span by just one year? What would that be worth to you? Isn’t that one year’s income? What if you lived an extra 10-20 good healthy years? What would that be worth?

Getting your car brakes fixed may seem expensive too, but expensive compared to what? NOT getting them fixed could cost you your very life, right?

Rather than thinking in terms of buying supplements, think of it this way:

What you are really buying is not a supplement—you are buying health and longevity, for pennies on the dollar! Now that’s a real bargain!


THE HIDDEN COST OF NOT PLANNING AHEAD

According to Nicholas Web, in his alarming book, The Cost of being Sick, investing $100 a month from ages 45-65 toward prevention will cost you $24,000. He then sites a shocking study by Fidelity Investments, that revealed that a couple retiring TODAY, at age 65, needs approximately $160,000 in savings to cover medical expenses during retirement!

However, in 20 years from now, with medical costs rising from 7-15% per year, that $160,000 obligation will become a $500,000 to $2,225,000 obligation. So a $100 a month toward prevention is just as important as any 401-K contribution. Wouldn’t you agree that spending $24,000 to avoid $500,000 to 2 Million in potential medical costs makes good financial sense?

So according to The Cost of Being Sick, you could either put aside $1500 a month for 20 years to have the minimum funds needed ($500,000) by age 65, or spend $100 to $150 a month on prevention (real health insurance). And as a bonus, you can expect to enjoy greater vitality and a better quality of life.

This is buying your future health for pennies on the dollar. This is PLANNING. This is being smart. Remember, “he who fails to plan, plans to fail.”

So if true “health insurance” SEEMS to be expensive, ask yourself this critical question: “expensive compared to what?”

So the THIRD reason I say you can afford what you need is this: when you ask the intelligent question, “expensive compared to what?” you realize the other options, including doing nothing, will cost you far more in the long run.


REASON #4

YOU CAN EASILY REALLOCATE MISSPENT WASTED MONEY

By shifting some or all of your dollars you are now spending on processed foods, to buying healthier foods, you will easily save enough money to pay for your Colostrum that your body needs.

The University of California Berkeley Wellness Newsletter reported on a study that found that families SAVED money by switching to buying natural unprocessed food. And after a year, they were spending much less than they did before the study began—and were healthier! What if that worked for you?

In fact, 90% of the food most people buy is processed, which is usually 200-500% more expensive than unprocessed foods. Why pay more for less value?


DANGEROUS SIDE EFFECTS OF PROCESSED FOODS

·         Processed foods are extremely STRESSFUL on your organs (in fact, 75% of all processed foods are genetically modified (AKA "Frankenfoods")


·         Processed foods are FATTENING (a set up for diabetes, cancer, heart disease, Alzheimer’s, etc.; plus excess fat does not look good on you!)

                 
·         Processed foods are EXPENSIVE (usually double or triple the cost per pound compared to healthy whole foods—you pay more for less value)

If you’re truly committed to your health, why not take money you’ve been spending on
STUFF that HURTS you and buy FOOD that HELPS you?

Then use the money saved to buy Healing White Gold (Colostrum) that you need and deserve.

Sure it may be difficult at first to eliminate or reduce processed items because you are used to them and you like the taste—but when you realize that your health and life are at stake, what is there to really think about? 

Anything that has been processed is a health rip-off. E.g. “The whiter the bread, the faster you are dead.” (Clue: avoid all white foods—coconut oil, eggs and cauliflower are exceptions!)

If you took only half of your food budget money (why go just half way?) and spent it on unprocessed foods, you could probably save over $40 a week which you could then spend on your edible health insurance (colostrum). Many people blow $5-6 each day on just drinks and snacks.
Start by reducing or just plain eliminate the fake “foods” that are especially HARMFUL, such as sodas, chips, French Fries, candy, pastries, snacks, vegetable oil and most flour or grain based items including breakfast cereals. You will feel and look better too!


WHY SETTLE FOR ANYTHING LESS THAN THE BEST?

Which is going to make the decision for you: your taste buds or your brain?

Why pay good money for stuff that is killing you slowly? Suicide, whether it’s sudden and deliberate, or slow and accidental, is still suicide. It’s just that “death by fork” is socially acceptable.

“He who does not endeavor to heal himself is brother to him who commits suicide.” Proverbs 18:9 (King Solomon; Septuagint version).

So the FOURTH reason I say you can afford what you need is because you can easily REALLOCATE money you are already spending on snacks, processed and junk foods (75% are “Frankenfoods” (as in “Frankenstein”)—genetically modified!) and beverages, and use it to pay for your “edible health insurance.”


REASON #5

LET THE GOVERNMENT SUBSIDIZE THE COST

If you are willing to “share the gift” with others, and if taxes are being withheld from your pay checks, you can adjust your exemptions to the point that you have an instant pay raise sufficient to cover the cost of your products for your entire family!

Just keep a records of all activities that you've always done that are now tax deductible because you include a conversation about the products. When you engage yourself in sharing the gift, you convert many common non-deductible activities and expenses into tax deductible expenses!

This can include a percentage of your house payment or rent, utilities, car mileage, dinners, vacations, and even children's allowances if you set it up properly. Your tax savings could easily be several times your cost of your products. The tax experts say that you could save $5000 a year with new deductions! Be sure to consult with your accountant on this.

So the FIFTH reason I say you can afford what you need is because you can let the government subsidize the cost of your true health insurance.


REASON #6

ADJUST YOUR DEDUCTIBLE ON YOUR MEDICAL INSURANCE TO FREE UP THE MONEY FOR REAL HEALTH INSURANCE

It may be possible to raise your deductible with your medical insurance (you probably will be using your medical “benefits” a lot less if you are healthier). Doing this could lower your premium enough to cover the entire cost of your “edible health insurance.” Most people have a deductible that is too low, and they are paying too much for this low deductible!

So the SIXTH reason you can afford what you need is that you may be able to reallocate some of your medical insurance premium (by raising your deductible) to cover the cost of Real Health Insurance.

REASON #7

GET YOUR PRODUCTS FOR “FREE” BY HELPING OTHERS GET THEIRS FOR “FREE” (ZERO NET COST)

Have you ever gotten a rebate back from a company for buying their product?

What if you could get a 100% “rebate” back for just “sharing the gift?” I do; thousands of others do, and you could too, with a little bit of loving effort. You may find it is VERY rewarding to love and serve others in this way. I do!

Most Americans, including your friends, are ALREADY concerned about their health—and for good reason. Many are looking for real answers, beyond the hype and empty promises. Most people know that that they could be doing more, but don’t really know what to do.

Since you now have an important piece to the health puzzle, why not do a huge favor for your friends and loved ones and share the good news of what you know, and get monthly “Referral Thank You Checks” to offset the cost of your own health care? It’s actually better than a rebate!

Why settle for just wholesale if, by helping others, you can reduce your cost to zero through “Referral Thank You Checks”?

Why not start with the ten people who are most important to you? Make a list of these top ten people—the people you care about the most. Then do one of the most loving things you can do—“share the gift” with them by inviting them to check this out and try the products so they can experience for themselves the results they can get, such as...

  • More energy that lasts all day
  • Less pain and inflammation
  • Better sleeping
  • Better moods (feeling happier, more optimistic)
  • Better Mental Clarity

Helping others by inviting they to discover an inexpensive way to get these benefits can be one of the most rewarding things you do in your life! It sure is for me—it is far more about the mission than it is about the money. It’s my passion, and it could become yours too!

So just INVITE people to learn about these amazing products by going to a web site such as http://J.MP/5QSURVEY and take a simple but revealing 5 question survey and view the videos. Or you can offer them a free sample from which most people feel benefits within 30 minutes.

So with no commitment to making this into a business, you can receive “Referral Thank You Bonus Checks” that are sufficient to more than cover the cost of all your “edible health insurance, making it a zero net cost. Some people call this “getting their products for free.” Thousands are doing this across the country—why not you?

If you are reallocating money and using the tax benefits, you are already covering the cost of your edible health insurance from the beginning—so this extra income can truly be extra! With some effort, and help from the person who did you the favor of telling you about this, you can within 30 days, be in a position to be getting your “Ultimate Edible Health Insurance (colostrum) for “free” for the rest of your life.

Within 90-180 days, this extra income could not only cover the cost of your “Edible Health Insurance”, it could also cover your car payment. Eventually it could cover your house payment, and eventually even exceed your current income like it has for me and thousands of others—why not you?

Your very first month, with just an hour or two a day, you can easily earn enough to cover all of the cost of your edible health insurance colostrum, and then some.


WANT TO GET YOUR SHARE?

Anovite is already paying out THOUSANDS OF DOLLARS in bonuses as their way of saying “Thank you!” for helping the people by sharing the gift of True Colostrum!

Why not get your share?

In fact, if all you did was help just 4 people start using True Colostrum, and they did that too, and that happened for 4 more levels, in one year, you’d have made a difference for 5000 people! Plus you would be earning over $100,000 per year in bonuses!

Do you think you could find just four people? Or one per month? What if you found one person a week who wanted to use Healing White Gold Food products?

The main point is that you can EASILY pay for your edible health insurance, even in your first month by taking advantage of these “Referral Thank You Checks”.

But even if for some reason you choose to keep these products a secret and never share them with anyone because you are afraid that someone might “reject” you, you can still afford these products based on the first six strategies.

But with the same spirit of caring and excitement that you recommend a great movie, church or restaurant to a friend, you can recommend these life enhancing products to your friends. Because you’ll be doing them a huge favor, you will feel like a hero. As a bonus, you can create some extra income for yourself!

Remember that the only way to make money is by making a difference. Wouldn’t you agree that making a difference for others is always the main thing anyway, and the most elegant way to affirm and reinforce to yourself that you are a valuable and important person?

So...

              Why not?
              Why not you?
              Why not now?

Review: Seven Ways and Reasons you can afford to be healthy:

1. Being healthy is affordable when you fully realize what’s at stake

2. Being healthy is affordable when you realize what your health is worth

3. Being healthy is affordable when you realize the alternatives are MORE expensive

4. Being healthy is affordable when you realize you can reallocate wasted money

5. Being healthy is affordable when you let the government subsidize the cost

6. Being healthy is affordable when you adjust your medical insurance deductible

7. Being healthy is affordable when you realize you can get your products for “FREE” by helping others get theirs for “FREE” (zero net cost)


So now you have seven good reasons and ways you can afford what your body needs.

How many reasons do you really need? Which reason is most compelling for you?

What does your heart tell you to do?

Thank you for doing what is best for YOU and your future, and your family!

Who you are is important and YOU make a DIFFERENCE!

Remember: What you are really buying is not supplements—you are buying health and longevity, for pennies on the dollar!